Brown & Brown
Brown & Brown
85 Years | 7th Largest Brokerage Globally | $35B Buying Power

Save in Healthcare and OptimizeYour Human Capital Value

A 15-minute consultation could uncover $100K-$1M+ in wasted spend—without cutting a single employee benefit

We don't sell insurance. We audit supply chains, eliminate hidden fees, and protect your C-suite from personal liability.

Randall Johnson
Randall Johnson
Employee Benefits Specialist
35+ Years Experience

15-minute call. Zero obligation. Maximum clarity.

Every day you wait costs you money. Most CFOs don't discover overpayment until it's too late.

$919K
Recovered for 250-Employee Company
$4M+
Saved via GLP-1 Strategy
98%
Client Retention Rate
$35B
Buying Power Leverage

Real Results from Real Companies

These aren't projections. These are actual dollars recovered.

$919,750

Annual Savings Recovered

250-employee cybersecurity company was unknowingly overpaying due to spread pricing and hidden PBM fees. We eliminated the waste without changing carriers.

Implemented in 60 days | Zero employee disruption

$4M+

Saved via GLP-1 Deployment

Company-wide GLP-1 program with clinical oversight, formulary optimization, and cost-effective sourcing. Employees got better access. Client saved millions.

No benefit reduction | Improved employee satisfaction

"We thought we had a competitive plan. The audit revealed $1.2M in annual waste we didn't know existed. Brown & Brown recovered it without touching benefits."

— CFO, 450-Employee Manufacturing Company

Join 200+ CFOs Who've Recovered Hidden Healthcare Dollars

The 3 Hidden Profit Leaks Draining Your Bottom Line

Most employers are unknowingly overpaying by 10-30%. Here's where the money disappears:

Hidden PBM Fees

Spread pricing, rebate retention, and administrative markups drain 15-40% of your pharmacy spend. Most brokers don't audit this—we do.

We recovered $919,750 annually for a 250-employee cybersecurity company by eliminating PBM waste.

GLP-1 Explosion

Ozempic, Wegovy, Mounjaro cost $1,500/month per employee. Without a strategy, these drugs will bankrupt your plan by 2026.

We deployed a company-wide GLP-1 program that saved $4M+ while giving employees $0-cost access.

Personal Liability Risk

Under ERISA, CFOs and CEOs are personally liable for fiduciary breaches. Overpaying for benefits = breach of duty.

We provide documented audit trails that protect your C-suite from DOL investigations and class-action lawsuits.

98% client retention rate. We deliver results, not promises.

A Forensic Audit, Not a Sales Pitch

We benchmark you against the top 10%, not the average

Business consultation meeting
1

15-Minute Discovery Call

Quick conversation to understand your current plan, spend, and pain points. No fluff.

2

Forensic Audit

We analyze claims data, PBM contracts, and plan design against 10,000+ employers to find waste

3

Results Presentation

Detailed savings roadmap with specific dollar amounts and implementation timeline

If we find nothing, you've lost nothing. If we find waste, you decide what to do.

Average audit takes 15 minutes. Results delivered in 48 hours.

Power of a Giant. Agility of a Partner.

We're not like other brokers—we audit supply chains and recover capital

85
Years in Business
7th
Largest Brokerage Globally
$35B
Premium Managed
98%
Client Retention Rate

$35B Leverage

Our scale gives you Fortune 500 pricing power—even if you have 100 employees

ERISA Legal Team

In-house attorneys protect your C-suite from personal liability and compliance risk

NYSE: BRO

S&P 500 member with 35.4% revenue growth (Q3 2025)—we're not going anywhere

Direct Access

You get Randall's direct cell phone—not a 1-800 number or offshore call center

S&P 500 company. 35.4% revenue growth. We're not going anywhere.

Is This Audit Right for You?

You're a Perfect Fit If:

  • 50-5,000 employees (sweet spot: 100-1,000)
  • Healthcare costs growing faster than revenue
  • Open to data-driven recommendations
  • Renewal in next 3-12 months (or mid-contract and frustrated)
  • Willing to challenge the status quo

Most clients discover $250K-$1.5M in annual waste within 48 hours

Frequently Asked Questions

What happens on the 15-minute call?

We'll ask about your employee count, current healthcare spend, and renewal date. Then we'll explain how our audit works and whether we can help. No sales pitch. No obligation.

Do I need to switch brokers?

Not necessarily. We can work alongside your current broker or replace them—your choice. Our goal is to find waste, not force a relationship.

How much does the audit cost?

The initial consultation is free. If we move forward, our fees are transparent and typically recovered within 30-60 days from the savings we uncover.

What if you don't find any savings?

Then you'll have peace of mind knowing you're already in the top 10% of employers. We'll document your fiduciary compliance and move on. No hard feelings.

How long does the audit take?

Typically 2-4 weeks from data submission to final report. We'll present findings with specific dollar amounts and implementation timelines.

Still have questions? Book a call and get answers in real-time.

Every Day You Wait,
You Overpay

Book your complimentary 15-minute consultation with Randall Johnson

  • Uncover $100K-$1M+ in hidden waste
  • Protect your C-suite from personal liability
  • Get Fortune 500 pricing with $35B leverage

No obligation. No sales pitch. Just data.

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