Save in Healthcare and OptimizeYour Human Capital Value
A 15-minute consultation could uncover $100K-$1M+ in wasted spend—without cutting a single employee benefit
We don't sell insurance. We audit supply chains, eliminate hidden fees, and protect your C-suite from personal liability.
15-minute call. Zero obligation. Maximum clarity.
Every day you wait costs you money. Most CFOs don't discover overpayment until it's too late.
Real Results from Real Companies
These aren't projections. These are actual dollars recovered.
$919,750
Annual Savings Recovered
250-employee cybersecurity company was unknowingly overpaying due to spread pricing and hidden PBM fees. We eliminated the waste without changing carriers.
$4M+
Saved via GLP-1 Deployment
Company-wide GLP-1 program with clinical oversight, formulary optimization, and cost-effective sourcing. Employees got better access. Client saved millions.
"We thought we had a competitive plan. The audit revealed $1.2M in annual waste we didn't know existed. Brown & Brown recovered it without touching benefits."
— CFO, 450-Employee Manufacturing Company
The 5 Hidden Profit Leaks Draining Your Bottom Line
Most employers are unknowingly overpaying by 10-30%. Here's where the money disappears:
Hidden PBM Fees
Spread pricing, rebate retention, and administrative markups drain 15-40% of your pharmacy spend. Most brokers don't audit this—we do.
We recovered $919,750 annually for a 250-employee cybersecurity company by eliminating PBM waste.
GLP-1 Market Explosion
GLP-1 agonists now account for nearly 40% of all non-specialty brand-name drug spend, up from 25% three years ago. Diabetes treatment costs increased 66% PMPM, while obesity treatment surged 457% PMPM in just three years.
Our procurement solutions and patient management achieved over 70% cost reduction and 18% utilization reduction in a recent 20-month employer trend report.
Personal Liability Risk
Under ERISA, CFOs and CEOs are personally liable for fiduciary breaches. Overpaying for benefits = breach of duty.
We provide documented audit trails that protect your C-suite from DOL investigations and class-action lawsuits.
Lesser-Known Strategies Most Brokers Never Mention
Leverage Federal Transparency Laws
Most employers don't know they can use Title I (No Surprises Act) and Title II (Transparency in Coverage) to challenge hospital and pharmacy overcharges.
We help you exercise these federal rights to recover overpayments and create significant cost-mitigation opportunities for high-cost claims.
Point of Sale PBM Rebates
Traditional PBM rebates arrive 12-18 months late and get buried in administrative fees. Most employers never see the full value.
We implement Point of Sale rebates that reduce employee out-of-pocket costs instantly while improving plan performance and retention.
A Forensic Audit, Not a Sales Pitch
We benchmark you against the top 10%, not the average
15-Minute Discovery Call
Quick conversation to understand your current plan, spend, and pain points. No fluff.
Forensic Audit
We analyze claims data, PBM contracts, and plan design against 10,000+ employers to find waste
Results Presentation
Detailed savings roadmap with specific dollar amounts and implementation timeline
Power of a Giant. Agility of a Partner.
We're not like other brokers—we audit supply chains and recover capital
$35B Leverage
Our scale gives you Fortune 500 pricing power—even if you have 100 employees
ERISA Legal Team
In-house attorneys protect your C-suite from personal liability and compliance risk
NYSE: BRO
S&P 500 member with 35.4% revenue growth (Q3 2025)—we're not going anywhere
Direct Access
You get Randall's direct cell phone—not a 1-800 number or offshore call center
Is This Audit Right for You?
You're a Perfect Fit If:
- 50-5,000 employees (sweet spot: 100-1,000)
- Healthcare costs growing faster than revenue
- Open to data-driven recommendations
- Renewal in next 3-12 months (or mid-contract and frustrated)
- Willing to challenge the status quo
Frequently Asked Questions
What happens on the 15-minute call?
We'll ask about your employee count, current healthcare spend, and renewal date. Then we'll explain how our audit works and whether we can help. No sales pitch. No obligation.
Do I need to switch brokers?
Not necessarily. We can work alongside your current broker or replace them—your choice. Our goal is to find waste, not force a relationship.
How much does the audit cost?
The initial consultation is free. If we move forward, our fees are transparent and typically recovered within 30-60 days from the savings we uncover.
What if you don't find any savings?
Then you'll have peace of mind knowing you're already in the top 10% of employers. We'll document your fiduciary compliance and move on. No hard feelings.
How long does the audit take?
Typically 2-4 weeks from data submission to final report. We'll present findings with specific dollar amounts and implementation timelines.
